A fast, discreet and efficient financing solution backed by your financial assets
At Finostra Capital, we offer our clients a range of premium financing solutions, including the Lombard loan, designed for high-net-worth individuals, investors, business owners or wealth managers holding a substantial financial portfolio.
The Lombard loan allows you to access immediate liquidity without having to sell your assets. It is a loan secured by financial securities, enabling you to remain exposed to the markets while financing other projects.
A Lombard loan is a personal loan backed by a portfolio of financial securities. The assets are not sold but pledged to the lending institution.
The amount loaned depends on the value and liquidity of the pledged assets. In general, the bank or financial intermediary grants a loan of 50% to 80% of the portfolio’s value, depending on the asset type.
Accepted collateral may include:
You continue to benefit from potential dividends, interest, or capital gains on your investments.
You use your portfolio as a lever to finance other projects (real estate, business, investments…).
Amount, term, repayment schedule and usage are generally customized. The loan can be repaid early or renewed.
The structure is flexible, often faster than traditional credit, with fewer formalities.
In some cases, loan interest may be deductible if it finances an investment or rental property project.
Finostra Capital is an independent advisory firm specialized in structuring complex financing solutions for SMEs, mid-sized companies, and family-owned groups.
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