Lombard Loan

Finostra Capital Finostra Capital Finostra Capital Finostra Capital Finostra Capital
Finostra Capital Finostra Capital Finostra Capital Finostra Capital Finostra Capital

A fast, discreet and efficient financing solution backed by your financial assets

At Finostra Capital, we offer our clients a range of premium financing solutions, including the Lombard loan, designed for high-net-worth individuals, investors, business owners or wealth managers holding a substantial financial portfolio.

The Lombard loan allows you to access immediate liquidity without having to sell your assets. It is a loan secured by financial securities, enabling you to remain exposed to the markets while financing other projects.

What is a Lombard loan?

A Lombard loan is a personal loan backed by a portfolio of financial securities. The assets are not sold but pledged to the lending institution.

The amount loaned depends on the value and liquidity of the pledged assets. In general, the bank or financial intermediary grants a loan of 50% to 80% of the portfolio’s value, depending on the asset type.

Eligible Assets

Accepted collateral may include:

Benefits of the Lombard Loan

Access liquidity without selling assets

You continue to benefit from potential dividends, interest, or capital gains on your investments.

Asset leverage

You use your portfolio as a lever to finance other projects (real estate, business, investments…).

Flexibility

Amount, term, repayment schedule and usage are generally customized. The loan can be repaid early or renewed.

Discretion and speed

The structure is flexible, often faster than traditional credit, with fewer formalities.

Potential tax optimization

In some cases, loan interest may be deductible if it finances an investment or rental property project.

Key Risks

Use Cases